Rural Products Prepayment Program

Features and benefits

Make the most of a good season

Take advantage of a positive cashflow and earn rewards on funds prepaid before 30 June.

5 % per annum reward

Earn a reward of 5 per cent per annum on the unsued amount of the prepayment (calulated daily, paid monthly).

Great range of products

Use the funds to purchase from our extensive range of farm suppplies and rural products, all at competitive prices.

Tax deductions*

Prepayments may be eligible for tax deductions in this financial year. Refer to information below.

No fees are charged on this account.
Once a prepayment has been made into this account, it cannot be withdrawn under any circumstances.
The reward amount is applied to the account each month. It is not interest and cannot be paid out as funds.
The reward amount must be used to purchase Elders rural products. Please note: funds cannot be used for the purchase of fertiliser in Western Australia.
If the prepayment is not used within the determined time, you'll lose the reward amount.

A tax invoice will be issued to you when we receive the prepayment.
*Elders has obtained a ruling from the ATO (PDF) that the prepayment is tax deductible in the year that it was paid under certain conditions. This material has been prepared for informational purposes only, and you should consult your own tax, legal and accounting advisers before engaging in any transaction. You should obtain tax advice before claiming a tax deduction.
We recommend you seek your own independent financial advice.
Be sure to download and read the full terms and conditions.

Elders has been supporting Australian farmers since 1839. Elders Finance products are designed to not only keep your agribusiness going, but growing.

Unlike the big banks, our network of branches across Australia is expanding, so help isn't far away.

Many of our staff run their own farms, so speak your language and will help you find the solution you need.

Contact your local Elders branch, or Financial Services Manager on 1300 618 367, or complete the enquiry form below for a call back.

Please note that you’ll need a minimum prepayment of $10,000. Don’t worry, you don’t have to decide straight away what you’ll use the funds for.

First name

Last name

Postcode and suburb

Phone number

Email address

Preferred contact method Phone Email

Elders client number

I'm interested in

Additional information

I consent to being contacted by an Elders representative.

Farm Management Deposits

Had a good year? Why not put a little money aside in an Elders Finance Farm Management Deposit (FMD) account?

Learn about FMDs

Equipment Finance

Equipment is an expensive part of running an agricultural enterprise. We can help you get the equipment you need.

Agribusiness Finance

Elders has been supporting Aussie farmers since 1839 and we've got a range of finance options to help you when you need it.

See how we can help you