Rural Products Prepayment Program

To help manage your cashflow, the Elders Finance Rural Products Prepayment Program allows you to prepay your rural products purchases and be rewarded at the same time.

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Features and benefits

Make the most of a good season

Take advantage of a positive cashflow and earn rewards on funds prepaid before 30 June.

5 % per annum reward

Earn a reward of 5 per cent per annum on the unsued amount of the prepayment (calulated daily, paid monthly).

Great range of products

Use the funds to purchase from our extensive range of farm supplies and rural products, all at competitive prices.

Tax deductions*

Prepayments may be eligible for tax deductions in this financial year. Refer to information below.

Things you should know

No fees are charged on this account.
Once a prepayment has been made into this account, it cannot be withdrawn under any circumstances.
The reward amount is applied to the account each month. It is not interest and cannot be paid out as funds.
The reward amount must be used to purchase Elders rural products.
If the prepayment is not used within the determined time, you'll lose the reward amount.
A tax invoice will be issued to you when we receive the prepayment.

*Elders has obtained a ruling from the ATO (Product Ruling PR 2023/8) that the prepayment is tax deductible in the year that it was paid under certain conditions.
This material has been prepared for informational purposes only, and you should consult your own tax, legal and accounting advisers before engaging in any transaction. You should obtain tax advice before claiming a tax deduction.
We recommend you seek your own independent financial advice.
Terms and conditions (including conditions around use and reward rate) apply. Download and read the full terms and conditions.

Why choose Elders Finance?

Elders has been supporting Australian farmers since 1839. Elders Finance products are designed to not only keep your agribusiness going, but growing.

Unlike the big banks, our network of branches across Australia is expanding, so help isn't far away.

Many of our staff run their own farms, so speak your language and will help you find the solution you need.

Sign up today

Contact your local Elders branch, or Financial Services Manager on 1300 618 367, or complete the enquiry form below for a call back.

Please note that you’ll need a minimum prepayment of $10,000. Don’t worry, you don’t have to decide straight away what you’ll use the funds for.

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Disclaimer: The Rural Products Prepayment Program is provided by Elders Rural Services Australia Limited (ABN 72 004 045 121) and is intended for commercial clients only. This information has been prepared without taking into account your personal circumstances, objectives, financial situation or needs and does not constitute financial advice. All information is subject to change. Terms and Conditions apply to all products. Refer to individual product pages for more details or contact your local Elders branch.

Download and read the Elders Financial Services Guide.

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