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Savings and Deposits

 

Elders Finance offers you a range of accounts designed to suit your lifestyle and grow your savings. 

We can help you with

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Savings Accounts

Choose from our range of online savings and transactional accounts, designed to have you reaching your goals sooner. 

Explore our account options

Term Deposits

Offering competitive rates of interest, our term deposits can be tailored to suit your requirements. 

Explore term deposit options
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FMD Accounts

Exclusively for primary producers, an Elders Farm Management Deposit lets you set aside funds in good times, for when you need it.

Learn about FMDs
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Your funds are secure

The Financial Claims Scheme is an Australian Government-backed safety net that provides protection to deposit-holders with certain financial institutions. As an Elders Finance customer, you may be protected by this scheme for deposits of up to $250,000 per account holder, per authorised deposit-taking institution (ADI)*.

Learn more about the Scheme

Why choose Elders Finance?

Don't be loyal to a bank that isn't loyal to you.

A trusted name in Australian agriculture, Elders has been supporting Australian farmers since 1839.

We understand there are green years and lean years and are here for all Australians, in good times and bad.

Unlike the big banks, our network of branches across rural Australia is expanding, so help isn't far away. 

Switching banks is easy

Opening a savings or deposit account with Elders Finance is easy. 
Simply visit one of our branches across Australia with your ID documents and we can open your account on the spot. 
You can complete a Salary Credit form to have your pay credited directly to your account and arrange for your electronic direct debits to be switched too.

Learn more about switching

Important information

*This account is protected by the Financial Claims Scheme. The Scheme is a government-backed safety net for deposits of up to $250,000 per account holder per authorised deposit-taking institution.  From 1 December 2025 Auswide Bank will be a division of MyState Bank Limited ABN 89 067 729 195 AFSL and Australian Credit Licence Number 240896, a wholly owned subsidiary of MyState Limited ABN 26 133 623 962. From 1 December 2025, combined deposits across Auswide Bank (including deposits originated under the Elders Finance brand) and MyState Bank will be covered up to a total of $250,000.  Information on the Financial Claims Scheme is available on the APRA website.

Disclaimer: Elders Rural Services Australia Limited ABN 72 004 045 121 Australian Financial Services Licence 237757 (Elders) has entered an arrangement to distribute banking products issued by Auswide Bank Ltd ABN 40 087 652 060 Australian Financial Services Licence 239686 (Auswide Bank). Auswide Bank is a wholly owned subsidiary of MyState Bank Limited ABN 89 067 729 195, part of MyState Limited ABN 26 133 623 962. This information is general in nature and does not consider your personal objectives, financial situation or needs. Before deciding whether to apply for a financial product, you should seek professional advice and consider the relevant Terms and Conditions and  Target Market Determination on the Elders website.  Elders may receive a commission from Auswide Bank if you successfully apply for a financial product through Elders. For more information on Elders’ relationship with Auswide Bank, please read the Elders Financial Services Guide.