Crop Input Finance

We understand life on the land has its ups and downs. One low season can wipe your cashflow and leave you struggling to start the next. 

Introducing Crop Input Finance

Elders Finance Crop Input Finance provides growers with practical, seasonal finance to fund essential inputs such as seed, fertiliser and crop protection products throughout the season. With up to 14 months to manage cashflow and repayment not required until maturity, the product supports commercial broadacre and horticultural farming operations looking for financial flexibility.

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For seasonal inputs

Use funding for inputs such as fertiliser, crop protection products and/or seed, securing what you need, when you need it.

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Manage your cashflow

With no deposit or interim payments required and a term of up to 14 months, repayment is made at maturity.

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Simple application process

Applications take into consideration your individual circumstances and application is via your local Elders Financial Services Manager. 

How it works

Crop Input Finance is a seasonal facility designed to help you manage your upfront input costs throughout the production cycle. Once your application is approved, you can use the facility for eligible cropping inputs including crop protection products, fertiliser, and seed.

With no deposits or interim repayments, the facility aligns with seasonal activity by offering a maximum 14-month term. The full advance amount is repaid by direct debit at maturity.  You can work with our Financial Services Manager throughout the season in relation to the cropping finance facility supporting your operational needs. 

The facility is intended to complement existing cashflow planning and banking arrangements, to provide flexibility when planning your annual input purchases. 

Fees, interest and eligibility

Fees and interest for Crop Input Finance are determined as part of the application process, assessed under the lender's normal credit criteria. These will depend on the facility limit and your individual circumstances.  Full details, including repayment terms and any applicable charges, are provided before you proceed with financing.

Eligibility for Crop Input Finance is assessed under the lender’s normal credit criteria. Your Financial Services Manager will advise what documentation needs to be provided.

 

Quick application process

Why choose Elders Finance?

Elders has been supporting Australian farmers since 1839. We understand there are green years and lean years and that you often need a little help to bridge them. 

Elders Finance products are designed to not only keep your agribusiness going, but growing. 

Unlike the big banks, our network of branches across Australia is expanding, so help isn't far away. Many of our staff run their own farms too, so speak your language and will help you find the financial solution you need. 

Get in touch now

Simply contact our team of Financial Services Managers by calling 1300 618 367, or enquire at your local Elders branch.
Alternatively, complete the enquiry form below for a callback. 

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Have you considered?

Agribusiness loans

From financing farm equipment, purchasing land or even term loans to keep your operation running smoothly, we can tailor a solution that keeps your enterprise not just going, but growing.

Disclaimer: The Crop Input Finance product is underwritten by De Lage Landen Pty Limited (ABN 20 101 692 040) and in collaboration with Elders Rural Services Australia Limited (ABN 72 004 045 121). It is intended for commercial clients only. This information has been prepared without taking into account your personal circumstances, objectives, financial situation or needs and does not constitute financial advice. Terms and conditions apply to all products. For further details, please contact your local Elders Finance representative. 

Download and read the Elders Financial Services Guide.

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