Home Loans


Whether you’re a first-time buyer, looking for your next home, or considering upgrading or downgrading, Elders Finance can unlock the doors to the right finance option for you and get you into the home of your dreams.

Our team of qualified and experienced brokers across Australia are on hand, ready to answer all your questions and match you to the right deal for your unique needs. 

We can help you with

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First home loans

Step into your dream first home with confidence. 

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Loans for self-employed

We'll help entrepreneurs and the self-employed get a deal to suit their finances. 

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Refinancing

Refinance to a better deal or consolidate debts, saving you money and stress.

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Reverse mortgages

Unlock the equity in your home to get a cash boost, regular income stream or fund expenses. 

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Renovation loans

Home improvements don't come cheap. We can help you with loans for construction or renovations to your property. 

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Fixed or variable options

Whether fixed rate, variable or a combination of both, we'll unlock the best  loan deal for your situation. 

Why choose Elders Finance?

Elders Finance is part of the Elders group. They've been supporting Australian farmers through the lean and the green years since 1839. We're here for the long term. 

Unlike the big banks, our network of branches across Australia is expanding, so help isn't far away. Let us help you too.

Our trusted lenders

Our brokers work with more than 60 lenders – ranging from the traditional big-4 banks, to credit unions and member-based financial organisations, even third-tier lenders. We won’t rest until we’ve found you the best!  A sample of our lenders are shown below.

How much?

Use our calculators

Use our range of handy calculators to work out how you can borrow, what loan deposit you'll need, stamp duty costs and more.

We've even got a rent vs buy calculator, and a budget planner to set you on your way to your goals sooner!

Easy application process

Simply complete the enquiry form below and one of our qualified brokers will be in contact with you to discuss your unique requirements. 

Disclaimer: Brokerage services provided by Elders Home Loans Pty Limited (ABN 22 118 064 654; Australian Credit Licence 384408) or its authorised credit representatives. Lending criteria apply. Not all products of all lenders may be offered.

We go to great lengths to ensure satisfaction with our services and offerings. There may be times however, where clients may be dissatisfied with the outcomes of our consultation process, or the services received. Please refer to our  Dispute Resolution Policy(PDF) about the steps you can take. 

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